About Our Seminars
Seminars are provided to you at no cost or obligation. Please note that registration is required for all seminars. Space is limited so register today! Private seminars can be scheduled by appointment. Please call 480-726-2599 for more information.
Distressed Homeowner Solutions:
Loan Modifications,
Short Sales & More
Learn the facts from experienced attorneys and real estate brokers about how to decide which option is for you, when to start the process and what to expect, the ramifications and recourse if you do, and how bankruptcy fits into the picture. If you are upside down on your mortgage or nervous about how long you can continue making your payments, this free seminar is for you.
Objectives of this seminar:
- The Anti Deficiency Statutes - what happens if I "walk away" from my home?
- Deficiency Judgments - what are they and how are they obtained?
- Foreclosure on Your Rental Property: Impact on lease and tenant rights.
- Deed In-Lieu - what is it and is it a option?
- Short Sales - what are the benefits and what are the problems?
- Loan Modifications - what to do when a bank doesn't want to work with you?
- What tax code I can use to avoid tax liability to the IRS?
- What are the tax liabilities in a short sale vs. foreclosure situation?
- What to do when a lender does not give you a 1099C or a 1099A after a short sale or foreclosure.
- Is a short sale better that a foreclosure for a tax or credit prospective?
- How soon after short sale or foreclosure can you get another mortgage?
- How to create a new credit profile after a short sale, foreclosure or bankruptcy.
Presented by::
Laura Bramnick, Attorney, Berens Kozub Kloberdanz, PLC
Allen Butler, Attorney, Butler Law Office
Bob Reichard, Broker, Berens Kozub Kloberdanz, PLC
Register below
Thinking of Buying and Bailing? Know Your Options
Presented by:
Laura Bramnick, Attorney, Berens Kozub Kloberdanz, PLC
Bob Reichard, Broker, Berens Kozub Kloberdanz, PLC
Objectives of this seminar:
- What is it? When does it occur?
- What is the step-by-step procedure of buying and bailing?
- How can you reduce your liability and avoid committing fraud as a buyer/seller?
- What is the alternative to buying and bailing?
- How does buying and bailing fit in today's market?
Register below
Protect Yourself: The Legal Ramifications For Buyers & Sellers Using Nontraditional Financing
Objectives of this seminar:
- Understand the essential risks and benefits of buying, selling, and financing real estate in a nontraditional way
- Determine the Fundamental Differences between a lease purchase and a lease option
- Know the Central Structure of loan assumption/carrybacks and land contracts
- Become familiar with How Loans Are Assumed and “Wrapped” with and without the lender knowing
- Examine Buyer and Seller Exposure and Liability when transferring property in a nontraditional way
- Become acquainted with the Special Forms and Terminology required when selling or buying in a nontraditional way
Laura Bramnick, Attorney, Berens Kozub Kloberdanz, PLC
Bob Reichard, Broker, Berens Kozub Kloberdanz, PLC
Register below
Ins and Outs of Personal and Business Bankruptcy Seminar
Objectives of this seminar:
- What assets are protected in a bankruptcy?
- What should you do before filing bankruptcy?
- What should you NOT do before filing bankruptcy?
- The importance of timing in filing the bankruptcy.
- What chapter of bankruptcy should be filed and why!
- What bankruptcy can do for underwater real estate—lien stripping and cram down.
- What to do about taxes and judgment liens?
- What is a discharge? Who can get it?
- What debts are discharged and what debts are not.
Presented by:
Allen Butler, Attorney, Butler Law Office
Register below
Seminar Registration
Distressed Homeowners Seminar:
| Date: | Time: | Cost: | Location: | Register: |
| 4/28/12 - Sat. | 10:45 am | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/2/12 - Wed. | 4:00 pm | Free | Butler Law Office | Tempe / map | Register |
| 5/5/12 | 10:45 am | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/12/12 | 10:45 am | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/19/12 | 10:45 am | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/26/12 | 10:45 am | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
Thinking of Buying and Bailing? Know Your Options:
| Date: | Time: | Cost: | Location: | Register: |
| 5/5/12 - Sat. | 12:00 pm | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/9/12 - Wed. | 4:00 pm | Free | Butler Law Office | Tempe / map | Register |
| 5/19/12 - Sat. | 12:00 pm | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
Protect Yourself: The Legal Ramifications For Buyers & Sellers Using Nontraditional Financing:
| Date: | Time: | Cost: | Location: | Register: |
| 5/5/12 - Sat. | 12:00 pm | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/12/12 - Sat. | 12:00 pm | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/19/12 - Sat. | 12:00 pm | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
| 5/23/12 - Wed.. | 4:00 pm | Free | Butler Law Office | Tempe / map | Register |
| 5/26/12 - Sat. | 12:00 pm | Free | Berens Kozub Kloberdanz, PLC | Scottsdale / map | Register |
The Ins & Outs of Personal & Business Bankruptcy Seminar:
| Date: | Time: | Cost: | Location: | Register: |
| 5/16/12 - Wed.. | 4:00 pm | Free | Butler Law Office | Tempe / map | Register |
TALK REAL ESTATE AZ on MONEY RADIO 1510AM
 Join Attorney Laura Bramnick every Thursday at 4:35pm on Financial Review with Sinclair Noe on Money Radio 1510AM and get the facts on loan modifications, short sales, foreclosures, bankruptcy and advice on all real estate matters. |
LISTEN TO LAURA'S RADIO SEGMENTS
EVENING DRIVE - |
SEMINAR PRESENTERS
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Laura Bramnick | Bio Attorney Berens Kozub Kloberdanz, PLC |
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Bob Reichard | Bio Real Estate Broker DREIM |
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Allen Butler | Bio Attorney Butler Law Office |
TREAZ SPONSORED BY |
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CRIDET SUISSE'S MONTHLY SURVEY OF REAL ESTATE AGENTS |
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| APRIL 2012 (pdf) |
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